Wednesday, July 22, 2009

IDENTITY THEFT

Here is some information on Identity Theft...... Dave


Tips to Help You Avoid Identity Theft:
Do not throw away ATM receipts, credit statements, credit cards, or bank statements without first shredding them.
Never give out personal information online simply because someone asks for it.
Never give your credit card number over the telephone unless you initiated the call.
Reconcile your bank account monthly and notify your bank of discrepancies immediately.
Keep a list of telephone numbers to call to report the loss or theft of your wallet, credit cards, etc.
Report unauthorized financial transactions to your bank, credit card company, and the police as soon as you detect them.
Review a copy of your credit report at least once each year. Notify the credit bureau in writing of any questionable entries and follow through until they are explained or removed.
If your identity has been assumed, ask the credit bureau to print a statement to that effect in your credit report.
If you know of anyone who receives mail from credit card companies or banks in the names of others, report it to local or federal law enforcement authorities.

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